Your savings will save you if you get robbed, your health insurance will save if you get assaulted, and burglar alarm will save you if a thief enters your house.
Yet, it's so hard to recover from identity theft that I can safely call credit fraud #1 dangerous crime in America — sans from murder, of course, but your chance of having your identity stolen is much higher than your chance of being killed.
You know the stories from newspapers and TV — one's employer gets hacked, or one loses a wallet, or just throws away some junk mail in trash, and voila. Thief got your name, date of birth and social security number, and in many cases this is more than enough to destroy you financially.
Millions of dollars in loans opened under your name, thousands of dollars per day spent with credit cards opened under your name, houses, cars, and yachts bought with your mortgaging. Can you afford the lavish lifestyle of a thief? Do you want to? Do you want to get turned down for mortgage, credit, or even employment due to your abysmal credit score? Do you want your estate confiscated to pay off someone else's debt?
Luckily, 2000s gave us several identity theft protection services that profit by safeguarding you from such a scenario… and even more luckily for us, they work. Isn't it a good thing that you can save your good name for a tiny fraction of cost you are paying for various insurances?
LifeLock is a clear market leader with the most transparent service, low fees, and great value-adding services. Make sure to check it out.
* If you become a victim of identity theft while you are a LifeLock member because of some failure or defect in our service, LifeLock will spend up to $1 million to hire lawyers, investigators, consultants and whatever else it takes to restore your name and help you recover the direct losses from the identity theft.